Our VA specialists are real Veterans and experienced mortgage professionals with expert knowledge and training on the VA mortgage process.
1st State Veteran Mortgage is dedicated to serving Veterans and military families. We are a leading mortgage lender with over 24 years of mortgage experience.
Unlike conventional loans, VA loans do not require independent mortgage insurance.Learn More
90% of VA loans are 0 down payment loans. A VA mortgage can allow you to purchase a home with very little initial out of pocket expenses.Learn More
You don't need to have a perfect credit score to qualify for a VA loan. Those with less than perfect credit can sometimes qualify.Learn More
The VA Loan has many advantages that make it one of the most appealing paths to homeownership — and this great benefit is reserved exclusively to those who bravely served our country and select military spouses.
When combined, the benefits of the VA mortgage allow service members and Veterans to take advantage of substantial cost savings under qualification requirements designed specifically for members of the military and their unique needs.
About Ben Besosa - Pleasure to work with - went above and beyond to help us!
Very impressed and pleased completely with Pike Creek Mortgage.
We love Mark Coffman!
Matt is a really nice guy, good person. He really helped me! Thank you, Matt!
About Steve - Fabulous experience!
I appreciate all of the help provided by Danielle and her team.
Ben Besosa was fabulous!
Adam was great and always ready and willing to answer any questions I had.
Danielle was awesome! Made a tough experience very easy!
Great experience all the way through. Kim was great.
Growing up in a military family, I learned the values of selfless service, honor, respect and loyalty.
I carry those values into my job and passion today: Helping fellow military men and women get into homes.
My first mortgage was a VA mortgage and since retiring from the Army in ’91, I’ve helped put thousands of veterans in homes through the VA Mortgage Program.
Let our veteran help you today!
Thanks for your service, Jon!
-The team at 1st State Veteran Mortgage