Our VA specialists are real Veterans and experienced mortgage professionals with expert knowledge and training on the VA mortgage process.
1st State Veteran Mortgage is dedicated to serving Veterans and military families. We are a leading mortgage lender with over 24 years of mortgage experience.
Unlike conventional loans, VA loans do not require independent mortgage insurance.Learn More
90% of VA loans are 0 down payment loans. A VA mortgage can allow you to purchase a home with very little initial out of pocket expenses.Learn More
You don't need to have a perfect credit score to qualify for a VA loan. Those with less than perfect credit can sometimes qualify.Learn More
The VA Loan has many advantages that make it one of the most appealing paths to homeownership — and this great benefit is reserved exclusively to those who bravely served our country and select military spouses.
When combined, the benefits of the VA mortgage allow service members and Veterans to take advantage of substantial cost savings under qualification requirements designed specifically for members of the military and their unique needs.
About Ben Besosa - God has truly supplied my need according to his riches and glory by Christ Jesus. He has ordered my steps and recited my path. I will highly recommend my family and friends to Benjamin.
Ben Besosa was great!
Bernie - Thank you again for all your efforts and being present at the closing. Your advice and knowledgeable responses were very helpful. I appreciate the professionalism you and your staff provided. I will certainly recommend you at any opportunity that arises.
I would refer Tom Naughton to anyone needing a mortgage without hesitation. Fabulous experience! Tom was one of the most upfront, honest, and knowledgeable people whom I have had the pleasure of dealing with! He kept me informed every step of the way, he was compliant with his...
Bobby Mills was outstanding and a pleasure to work with!
Tina Mendoza Handlin
About Ben - Wonderful experience!!
Adam was great to work with. I would recommend him to others!
Bernie was fantastic and extremely thorough on all aspects of the loan.
Danielle was great, helpful and kind!
Mark and Stephanie were a dream to work with. Mark was able to explain everything before we even decided. He made the process seamless. Stephanie worked hard to be sure everything was completed.
Growing up in a military family, I learned the values of selfless service, honor, respect and loyalty.
I carry those values into my job and passion today: Helping fellow military men and women get into homes.
My first mortgage was a VA mortgage and since retiring from the Army in ’91, I’ve helped put thousands of veterans in homes through the VA Mortgage Program.
Let our veteran help you today!
Thanks for your service, Jon!
-The team at 1st State Veteran Mortgage