• loans@firststateveteran.com

To Speak with a Specialist Call 1-833-838-7178

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Why Choose 1st State Veteran Mortgage?

Our VA specialists are real Veterans...

Our VA specialists are real Veterans and experienced mortgage professionals with expert knowledge and training on the VA mortgage process.

1st State Veteran Mortgage is dedicated to serving Veterans and military families. We are a leading mortgage lender with over 24 years of mortgage experience.

We Get Veterans Approved FAST!

Use the Benefits earned though your Military Service to get a Loan for 0% Down

Advantages for Military Homebuyers

Lower Payments

Unlike conventional loans, VA loans do not require independent mortgage insurance.

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No Down Payment

90% of VA loans are 0 down payment loans. A VA mortgage can allow you to purchase a home with very little initial out of pocket expenses.

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Easier to Qualify

You don't need to have a perfect credit score to qualify for a VA loan. Those with less than perfect credit can sometimes qualify.

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The VA Loan has many advantages that make it one of the most appealing paths to homeownership — and this great benefit is reserved exclusively to those who bravely served our country and select military spouses.

When combined, the benefits of the VA mortgage allow service members and Veterans to take advantage of substantial cost savings under qualification requirements designed specifically for members of the military and their unique needs.

What our clients are saying...

Hi Bernie, Thank you so much for your kind words and warm compliment! Indeed it has been a pleasure working with you since (I believe) November of last year when Joe and I initially reached out to you. You've been consistently professional and an expert at what you do which has made this an...

Kim & Joe Fax

What our clients are saying...

I have used Frank/PCM for 2 home sales and a refinance. He and his staff are awesome. Definitely recommend.

Denise Corrado

What our clients are saying...

Hi Bernie, I hope this email finds you exceptionally well! I just wanted to reach out to express my sincerest gratitude for all of your help with my refi. I always feel that you go above and beyond to ensure the best interest of your clients, you answer a lot of questions with a smile on your...

Nikki Dolor

What our clients are saying...

Awesome experience with Bernie all the way through the process!

Joshua McGonigle

What our clients are saying...

Amazing working with Ben Besosa!

Rhea Phillips

What our clients are saying...

Quick response time from Nick & team!

Lauren Cook

What our clients are saying...

Thank you so much Bernie for all the services you provided. This experience as you know if life changing in the best way possible. I'm looking forward to working with you again in the near future on another home. Thank you again for all your assistance! The team was amazing. I felt in great hands...

Etana Reign

What our clients are saying...

Pat was excellent to work with. GO CANADA!

Abigail Gau

What our clients are saying...

Nick and Courtney were fantastic! Very knowledgeable and friendly.

John Immediato

What our clients are saying...

Brian was totally competent and always returned my calls!

Catherine Green

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Apply Now


Let our Veteran Experts help you today
in just a few simple questions.

I am looking to...

Buy a home
Refinance my home

Let's start with the basic details


A few home details

Have you signed a contract yet?


Are you a first time homebuyer?


Almost finished!

What type of home?

Second Home
Pay Application Fee

Growing up in a military family, I learned the values of selfless service, honor, respect and loyalty.

I carry those values into my job and passion today: Helping fellow military men and women get into homes.
My first mortgage was a VA mortgage and since retiring from the Army in ’91, I’ve helped put thousands of veterans in homes through the VA Mortgage Program.

Let our veteran help you today!
Thanks for your service, Jon!
-The team at 1st State Veteran Mortgage

Jon Fisher

VA Loan Specialist, US ARMY, 6th Air Cav.

Fort Hood, TX. 1984 - 1991

NMLS# 250317