• loans@firststateveteran.com

To Speak with a Specialist Call 1-833-838-7178

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Why Choose 1st State Veteran Mortgage?

Our VA specialists are real Veterans...

Our VA specialists are real Veterans and experienced mortgage professionals with expert knowledge and training on the VA mortgage process.

1st State Veteran Mortgage is dedicated to serving Veterans and military families. We are a leading mortgage lender with over 24 years of mortgage experience.

We Get Veterans Approved FAST!

Use the Benefits earned though your Military Service to get a Loan for 0% Down

Advantages for Military Homebuyers

Lower Payments

Unlike conventional loans, VA loans do not require independent mortgage insurance.

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No Down Payment

90% of VA loans are 0 down payment loans. A VA mortgage can allow you to purchase a home with very little initial out of pocket expenses.

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Easier to Qualify

You don't need to have a perfect credit score to qualify for a VA loan. Those with less than perfect credit can sometimes qualify.

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The VA Loan has many advantages that make it one of the most appealing paths to homeownership — and this great benefit is reserved exclusively to those who bravely served our country and select military spouses.

When combined, the benefits of the VA mortgage allow service members and Veterans to take advantage of substantial cost savings under qualification requirements designed specifically for members of the military and their unique needs.

What our clients are saying...

About Ben Besosa - God has truly supplied my need according to his riches and glory by Christ Jesus.  He has ordered my steps and recited my path.  I will highly recommend my family and friends to Benjamin.

Miriam Skinner

What our clients are saying...

Ben Besosa was great!

Tiffany Cox

What our clients are saying...

Bernie - Thank you again for all your efforts and being present at the closing. Your advice and knowledgeable responses were very helpful. I appreciate the professionalism you and your staff provided. I will certainly recommend you at any opportunity that arises.

David Daniels

What our clients are saying...

I would refer Tom Naughton to anyone needing a mortgage without hesitation.  Fabulous experience!  Tom was one of the most upfront, honest, and knowledgeable people whom I have had the pleasure of dealing with!  He kept me informed every step of the way, he was compliant with his...

Zillow Customer

What our clients are saying...

Bobby Mills was outstanding and a pleasure to work with!

Tina Mendoza Handlin

What our clients are saying...

About Ben - Wonderful experience!!

Kathleen Shaw

What our clients are saying...

Adam was great to work with.  I would recommend him to others!

Kristina Breeden

What our clients are saying...

Bernie was fantastic and extremely thorough on all aspects of the loan.

James Edinger

What our clients are saying...

Danielle was great, helpful and kind!

Richard Carson

What our clients are saying...

Mark and Stephanie were a dream to work with.   Mark was able to explain everything before we even decided.   He made the process seamless.   Stephanie worked hard to be sure everything was completed.

Gilroy Hemsley

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Let our Veteran Experts help you today
in just a few simple questions.

I am looking to...

Buy a home
Refinance my home

Let's start with the basic details


A few home details

Have you signed a contract yet?


Are you a first time homebuyer?


Almost finished!

What type of home?

Second Home
Pay Application Fee

Growing up in a military family, I learned the values of selfless service, honor, respect and loyalty.

I carry those values into my job and passion today: Helping fellow military men and women get into homes.
My first mortgage was a VA mortgage and since retiring from the Army in ’91, I’ve helped put thousands of veterans in homes through the VA Mortgage Program.

Let our veteran help you today!
Thanks for your service, Jon!
-The team at 1st State Veteran Mortgage

Jon Fisher

VA Loan Specialist, US ARMY, 6th Air Cav.

Fort Hood, TX. 1984 - 1991

NMLS# 250317